Healthcare

Medical & Pharmacy

Medical Plan choices

Entegris offers three Cigna Medical Plan choices to keep you and your family healthy—two High Deductible Health Plans (HDHPs) with a Health Savings Account (HSA) and one Preferred Provider Option (PPO).

Each plan includes:

Annual deductibles — what you pay before the plan begins sharing costs
Out‑of‑pocket maximums — the most you’ll pay in a year for covered services
Prescription drug coverage through Express Scripts
Nationwide provider access, with lower costs in the Cigna network

Making the Most of Your Plan

No matter which plan you choose, keep these key tips in mind to get the best value from your medical coverage:

Use in‑network providers and pharmacies — You’ll always pay less when you stay within Cigna’s medical and pharmacy network.
Choose urgent care when appropriate — For non‑life‑threatening issues, urgent care typically costs significantly less than the ER.
Take advantage of free preventive care — In‑network preventive services are covered at 100% (no cost to you). This includes annual physicals, immunizations, screenings, and routine lab work designed to keep you healthy.

Resources

Access your medical plan documents on the resources page.

View Resources

2026 Plan Details & Costs

Review the tabs below to compare your coverage options, out-of-pocket limits, and current plan rates.

Comparing Your Options

Medical Plan Features	HDHP Option 1 In-Network¹	HDHP Option 2 In-Network¹	PPO Plan In-Network¹
Entegris Annual Contribution to HSA (Individual / Family)	$500 / $1,000	$500 / $1,000	Not applicable
	You Pay
Annual Deductible (Individual / Family)	$4,000 / $8,000 Embedded	$2,500 / $5,000 Non-embedded	$1,000 / $3,000 Embedded
Annual Out-of-Pocket Maximum (Individual / Family)	$8,000 / $16,000 Embedded	$5,000 / $10,000 Non-embedded	$3,000 / $9,000 Embedded
Preventive Well-Child Care	$0	$0	$0
Preventive Routine Adult Exam	$0	$0	$0
Physician’s Office Visits (Primary Care / Specialist)	20%²	20%²	$25 copay/$50 copay; no deductible
Chiropractor Office Visits	20%²	20%²	$50 copay; no deductible
Durable Medical Equipment	20%²	20%²	20%²
Inpatient Hospital Services	20%²	20%²	20%²
Outpatient Hospital Services	20%²	20%²	20%²
Urgent Care	20%²	20%²	$50 copay; no deductible
Emergency Room	20%²	20%²	$200 copay; no deductible
Pharmacy Retail (30-day supply) Mail Order (90-day supply)³	Retail & Mail Order	Retail & Mail Order	Retail
Generic	25%²	25%²	$10 copay; no deductible
Brand Preferred	35%²	35%²	$30 copay; no deductible
Brand Non-Preferred	45%²	45%²	$60 copay; no deductible
Specialty⁴	Brand Preferred: 35% Brand Non-Preferred: 45%	Brand Preferred: 35% Brand Non-Preferred: 45%	$150 copay; no deductible

1. Out-of-Network coverage is also available. Please refer to the plan booklets for additional details
2. After deductible
3. 90-day supply of maintenance medications available at select in-network retail pharmacies
4. For all plans, specialty prescriptions are filled through ESI’s specialty pharmacy (Accredo); 30-day supply

Deductibles and Out-Of-Pocket Maximums

The way deductibles and out-of-pocket maximums are determined depends on the plan you choose. The table below shows the difference in types – read on for more explanation.

Plan	Type of deductible	Type of out-of-pocket maximum
HDHP Option 1 and PPO	Embedded	Embedded
HDHP Option 2	Non-embedded	Non-embedded

Deductible differences are:

Embedded deductible: Each person has their own smaller deductible “cap.” If one person hits their individual deductible, the plan starts paying coinsurance for that person even if your whole family hasn’t met the family deductible yet.
Non-embedded deductible: There’s only one big family bucket. The plan doesn’t start paying for anyone until your whole family’s combined expenses reach the family deductible.

Out-of-pocket maximum differences are:

Embedded out-of-pocket maximum: Each person has an individual out-of-pocket maximum within the family plan. If one person hits their personal cap, the plan starts covering 100% for that person, even if the family hasn’t hit the overall out-of-pocket maximum.
Non-embedded out-of-pocket maximum: Only when the family’s combined eligible spending reaches the family out-of-pocket maximum does the plan begin covering 100% of costs.

At the start
of the year

You pay your deductible

You pay the full cost of most medical and pharmacy expenses, except those with a copay, until you reach the deductible.
If you are enrolled in the HDHP Option 1 or 2, you can pay for these expenses from your HSA. If you are enrolled in the PPO plan, you can pay for these expenses with a Health Care FSA.

Once your meet
your deductible

You pay

Your plan pays

Once your deductible is met, you and the plan share the cost of covered medical and pharmacy expenses.
The plan will pay a percentage of each eligible expense, and you will pay the rest.

Once you reach your
out-of-pocket maximum

Your plan pays 100%

Your deductible, copays and coinsurance count toward the out-of-pocket maximum.
Once you reach the out-of-pocket maximum, the plan pays 100% of the cost of covered medical and pharmacy expenses for the remainder of the year.