Certain life events allow you to make benefit changes outside of Annual Enrollment. A qualifying life event (QLE) is a change in your personal, family, or employment circumstances that allows you to review and update your benefits when a significant life event occurs.
In most cases, you must make your benefit changes and submit any required documentation within 30 days of the qualifying life event. Taking action promptly helps ensure your coverage reflects your current needs.
Update your benefits within 30 days of the birth or placement of a new child in your family.
Update your benefits within 30 days of your marriage or the start of a domestic partnership.
Update your benefits within 30 days of a divorce or the end of a domestic partnership.
Make changes to your benefits within 30 days if you or your dependents lose other healthcare coverage.
Make changes to your benefits within 30 days if your dependents gain other healthcare coverage.
Update your benefits within 30 days following the death of your spouse, domestic partner, or child.
Update your benefits within 30 days of receiving a Qualified Medical Child Support Order.
Update your benefits within 30 days of a dependent changing eligibility status, such as turning 26 years old.
Update your benefits within 30 days of you or your spouse becoming eligible for Medicare or Medicaid.
Review how your benefits and coverages are affected when leaving the company.
Important Reminders
