Life & AD&D Insurance

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Life and AD&D Options

Entegris provides comprehensive Life and Accidental Death & Dismemberment (AD&D) coverage to give you and your family financial security when it’s needed most.

In addition to company-paid basic coverage, you can choose from a range of supplemental options for yourself and your dependents, allowing you to tailor your protection to your family’s needs.

Life Insurance helps protect your loved ones, and AD&D pays an additional benefit equal to your Life Insurance coverage if your death is due to an accident. It will also pay a benefit if an accident results in loss of a limb or loss of sight. 

For Basic Life and AD&D Insurance, you may choose: 

  • Option 1: Coverage equal to 1x your base salary, rounded to the highest thousand (maximum of $500,000) 
  • Option 2: Flat $50,000 benefit 

Benefits are reduced after age 65. Employees scheduled to work 20 to 29 hours per week receive a flat $20,000 benefit. 

You may choose to purchase additional Supplemental Life and AD&D Insurance coverage for you and your eligible spouse/domestic partner, and/or Supplemental Life Insurance coverage for your dependent child(ren). You must purchase Supplemental Life and AD&D coverage for yourself to purchase coverage for your eligible dependents.

Supplemental Life and AD&D Insurance for you

  • Increments of $10,000  
  • Elect up to the lesser of 8 x your base salary or $1,000,000  
  • The guaranteed amount is $500,000 (you won’t need to answer medical questions)  
  • Coverage is reduced at age 65

Supplemental Life and AD&D Insurance for your spouse/domestic partner

  • Increments of $10,000  
  • Elect up to the lesser of $500,000 or the employee’s Supplemental Life and AD&D coverage amount  
  • Coverage is reduced at age 65  
  • The guaranteed amount is $50,000

Supplemental Life Insurance for your child(ren) 

  • Flat benefit of $10,000  
  • All amounts are guaranteed issue  

Monthly cost per $10,000 of Supplemental Life coverage:

(Rate by age of covered member)

Age

Employee, Spouse or Domestic Partner

29 and under

$0.65

30-34

$0.74

35-39

$0.83

40-44

$1.39

45-49

$2.31

50-54

$3.70

55-59

$5.74

60-64

$9.71

65-69

$15.45

70-74

$34.70

75 and older

$34.70

Monthly cost for Supplemental Child Life coverage: 

Benefit Amount

Rate

$10,000

$1.62

Additional monthly cost per $10,000 in Supplemental AD&D coverage: 

Coverage Level

Rate

Employee, Spouse, Domestic Partner or Child

$0.20

Employee Supplemental Life and AD&D:

You can elect 1, 2, 3 or 4 increments of $10,000 coverage without submitting Evidence of Insurability (EOI). If your coverage is over $500,000 or you have been declined by Aflac previously, you need to provide EOI. 

Spouse/Domestic Partner Supplemental Life and AD&D: 

You can elect 1 or 2 increments of $10,000 without EOI. If the coverage is over $50,000 or your spouse/domestic partner was previously declined; you need to provide EOI. 

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