2027 Annual Enrollment Overview – 11/03
Join the Total Rewards team for an overview of the 2027 Benefits Open Enrollment program.
Annual Enrollment is your once-a-year chance to review your coverage and choose what best fits your needs. It’s a great time to learn more about your benefits options, helping you not only understand your choices but also how they impact your health, finances, well-being, and more.
During Annual Enrollment, it’s important to:
Need help? Contact the Fidelity Benefits Call Center at 800-835-5095.
Each year, we take a close look at our benefit offerings to make sure they continue to support the needs of our employees and their families. For 2027, you will see updates to medical plan designs and costs.
Like most employers across the country, we continue to see healthcare costs rise—driven by higher provider costs, greater use of medical services, growing demand for behavioral health support, and increasing prescription drug prices. For 2027, the total cost of our medical plans is again expected to increase.
It helps to understand how our medical plans are funded. Entegris self-insures its medical plans, which means the company pays employee and dependent medical and prescription drug claims directly, rather than paying premiums to an insurance company. Your paycheck contributions and out of pocket expenses cover only a portion of that cost—Entegris pays for the majority of all medical costs. This means that when claims and healthcare prices rise, the company absorbs most of the increase.
The good news: Entegris is absorbing the majority of the projected 2027 cost increase to keep the impact on you minimal. As a result, the change to your share of the premium will be modest—and well below the increase in the plans’ total cost.
And there’s more good news; premiums for dental, vision, supplemental life insurance, and other voluntary insurance plans are not changing at all for 2027. That means you get the same great coverage options with no cost increase.
We remain committed to providing high-quality, affordable benefits, and to protecting you from the full impact of rising healthcare costs whenever we can.
The PPO Plan and HDHP 1 are not changing. HDHP 2 deductibles, coinsurance, and out-of-pocket maximum amounts stay the same, too—but the way the family out-of-pocket maximum works is getting better.
Beginning in 2027, HDHP 2 will use an embedded out-of-pocket maximum instead of a non-embedded one. Today, a family has one shared maximum. With an embedded maximum, each covered person also has their own limit. That means if one family member reaches their individual out-of-pocket maximum, the plan begins paying 100% of that person’s covered expenses—even if the family maximum hasn’t been met. This can ease the financial strain when one family member has significant medical expenses.
HSA contribution limits are going up from $4,400 to $4,500 for employee-only coverage, and from $8,750 to $9,000 if you cover one or more dependents.
2027 FSA contribution limits will be announced by the IRS in November. For 2026, you can contribute up to $3,400 to a General Purpose or Limited Purpose Health Care FSA. The Dependent Care FSA contribution limit is $7,500, or $3,750 if you’re married and file separately.
Your coverage and benefit options aren’t changing, but we are moving to a new provider April 1, 2027.
The following plans will move from Aflac to Prudential (with no action required from you), but still offer you the same coverage at the same rates:
The amount you pay for benefits is based on your plans and coverage level. Bi-weekly premium rates for 2027 are outlined below.
|
Coverage Level |
HDHP Option 1 |
HDHP Option 2 |
PPO Plan |
|---|---|---|---|
|
Employee Only |
$50.16 |
$80.47 |
$126.24 |
|
Employee + Spouse/Domestic Partner |
$156.96 |
$192.71 |
$304.60 |
|
Employee + Child(ren) |
$124.49 |
$148.92 |
$235.38 |
|
Family |
$187.89 |
$271.47 |
$429.08 |
|
Coverage Level |
Core Plan |
Premier Plan |
|---|---|---|
|
Employee Only |
$1.07 |
$4.90 |
|
Employee + Spouse/Domestic Partner |
$2.14 |
$9.78 |
|
Employee + Child(ren) |
$2.87 |
$13.13 |
|
Family |
$3.72 |
$17.01 |
|
Coverage Level |
EyeMed Vision |
|---|---|
|
Employee Only |
$2.60 |
|
Employee + Spouse/Domestic Partner |
$4.93 |
|
Employee + Child(ren) |
$5.51 |
|
Family |
$7.73 |
Monthly cost per $10,000 of Supplemental Life coverage:
(Rate by age of covered member)
|
Age |
Employee, Spouse or Domestic Partner |
|---|---|
|
29 and under |
$0.65 |
|
30-34 |
$0.74 |
|
35-39 |
$0.83 |
|
40-44 |
$1.39 |
|
45-49 |
$2.31 |
|
50-54 |
$3.70 |
|
55-59 |
$5.74 |
|
60-64 |
$9.71 |
|
65-69 |
$15.45 |
|
70-74 |
$34.70 |
|
75 and older |
$34.70 |
Monthly cost for Supplemental Child Life coverage:
|
Benefit Amount |
Rate |
|---|---|
|
$10,000 |
$1.62 |
Additional monthly cost per $10,000 in Supplemental AD&D coverage:
|
Coverage Level |
Rate |
|---|---|
|
Employee, Spouse, Domestic Partner or Child |
$0.20 |
Below are the 2027 bi-weekly rates:
|
Medical Plan Features |
HDHP Option 1 |
HDHP Option 2 |
PPO Plan |
|
|---|---|---|---|---|
|
Entegris Annual Contribution to HSA |
$500 / $1,000 |
$500 / $1,000 |
Not applicable |
|
|
You Pay |
||||
|
Annual Deductible (Individual / Family) |
$4,000 / $8,000 |
$2,500 / $5,000 |
$1,000 / $3,000 |
|
|
Annual Out-of-Pocket Maximum |
$8,000 / $16,000 Embedded |
$5,000 / $10,000 |
$3,000 / $9,000 |
|
|
Preventive Well-Child Care |
$0 |
$0 |
$0 |
|
|
Preventive Routine Adult Exam |
$0 |
$0 |
$0 |
|
|
Physician’s Office Visits |
20%2 |
20%2 |
$25 copay/$50 copay; |
|
|
Chiropractor Office Visits |
20%2 |
20%2 |
$50 copay; |
|
|
Durable Medical Equipment |
20%2 |
20%2 |
20%2 |
|
|
Inpatient Hospital Services |
20%2 |
20%2 |
20%2 |
|
|
Outpatient Hospital Services |
20%2 |
20%2 |
20%2 |
|
|
Urgent Care |
20%2 |
20%2 |
$50 copay; |
|
|
Emergency Room |
20%2 |
20%2 |
$200 copay; |
|
|
Pharmacy |
Retail & Mail Order |
Retail & Mail Order |
Retail |
|
|
Generic |
25%2 |
25%2 |
$10 copay; |
|
|
Brand Preferred |
35%2 |
35%2 |
$30 copay; |
|
|
Brand Non-Preferred |
45%2 |
45%2 |
$60 copay; |
|
|
Specialty4 |
Brand Preferred: |
Brand Preferred: |
$150 copay; |
|
|
Plan Features |
Core Plan |
Premier Plan |
|
|---|---|---|---|
|
In-Network* (You Pay) |
|||
|
Annual Deductible (Individual / Family) |
$50 / $150 |
$50 / $150 |
|
|
Calendar Year Maximum |
$1,000 per individual |
$2,000 per individual |
|
|
Diagnostic and Preventive Services |
$0; |
$0; |
|
|
Basic and Restorative, Endodontics, Periodontics, Oral Surgery |
20% |
20% |
|
|
Major Restorative, Prosthetics, Prosthetic Repairs |
50% |
50% |
|
|
Orthodontia |
Not Covered |
50% coverage is up to a lifetime maximum of $2,000 per individual |
|
|
Features |
In-Network* |
PLUS Network* |
|
|---|---|---|---|
|
Exam |
$10 copay |
$0 copay |
|
|
Frames |
$130 allowance plus 20% off balance |
$180 allowance plus 20% off balance |
|
|
Lenses |
|||
|
Single Vision |
$25 copay |
||
|
Bifocal |
$25 copay |
||
|
Trifocal |
$25 copay |
||
|
Lenticular |
$25 copay |
||
|
Standard Progressive |
$90 copay |
||
|
Contact Lenses |
|||
|
Conventional |
$150 allowance plus 15% off balance |
||
|
Disposable |
$150 allowance |
||
|
Medically Necessary |
Covered at 100% |
||
|
Frequency |
|||
|
Exam |
Once every calendar year |
||
|
Lenses |
Once every calendar year |
||
|
Frames |
Once every calendar year |
||
|
Contact Lenses |
Once every calendar year |
||
We will conduct a full dependent verification audit in early 2027 – more details will be shared closer to its start. We recommend using Annual Enrollment to review the dependents you cover, and confirm each one is still eligible.
If you enrolled dependents without documentation prior to Open Enrollment in 2026, you will need to provide eligibility documentation as outlined on the Dependent Verification Documentation page. If you add new dependents during open enrollment and upload documentation then, no action will be needed for the audit.
Join the Total Rewards team for an overview of the 2027 Benefits Open Enrollment program.
Join the Total Rewards team for an overview of the 2027 Benefits Open Enrollment program.
Join the Total Rewards team for an overview of the 2027 Benefits Open Enrollment program.
Join the Total Rewards team for an overview of the 2027 Benefits Open Enrollment program.
Once you’re ready to enroll, from November 2-13, visit www.NetBenefits.com and access the member page under the Health & Insurance tab to make your elections.
Most of your 2026 elections carry over automatically, with the exception of:
You must elect these benefits each year to keep your coverage.
Need help? Contact the Fidelity Benefits Call Center at 800-835-5095.
Click through the resources linked below for more detailed information, or email Total.Rewards@Entegris.com to reach our team for specific questions or support.